“Wealth and financial stability shape our quality of life and the legacies we build. But they are not made to order. They need to be curated and tuned to the individual. We work one-on-one with our clients so that the investment management and financial planning advice we offer aligns precisely with each client’s unique goals and priorities.”
John Sion, CFP®
Executive Wealth Manager, Principal | BIO +
Coordinated. Integrated. Effective.
Sage offers a full range of in-house expertise focused on the most important areas of financial life management.
Our services include:
- Investment Management
- Financial Planning
- Trusts and Estates Counsel
- Tax Review and Planning
- Private Investments
- Real Estate Investment Consulting
- Surviving Spouse Support
- Personal Insurance Planning
Our services are fully integrated with each other, well-coordinated, and efficient. The result is a uniquely comprehensive and sophisticated experience that simplifies our clients’ lives buy reducing redundancy and uncovering opportunity. It also saves them time and money.
We empower our clients to focus on what matters most — family, career, well-being, and creating a legacy — while we take care of the financial details.
Like many experienced investors, we rely on diversification to help our clients achieve their financial goals.
- Our portfolios contain a range of different of asset classes so that the outperformance of certain assets has the potential to balance the periodic underperformance of others.
- We regularly rebalance portfolios and make tactical decisions about asset allocation in response to the economic environment and to save on taxes.
- While we are mindful of benchmarks and very proud of the results we deliver, we do not chase returns or try to time the markets. We believe the most meaningful measures of performance are how well we are helping our clients accomplish their objectives and how confident they feel about the relationship we have built.
Sage Private Funds
In addition to keeping portfolios strategically on course, we also think outside the box. It is one of the many privileges of being independent. We can imagine new and different investment opportunities and then create them.
To date, we have constructed eight private real estate and private equity funds. These unique investments provide qualified investors further diversification and the potential for above average returns.
Legacy investment funds have included positions in a national discount retail chain which went public, student housing apartments, senior housing communities, emerging neighborhoods, and a regional bank.
Wealth is about much more than money.
Wealth provides the opportunity to maintain a desired quality of life, pursue personal passions, provide for family, and protect values.
One of the first things we ask our clients is: “What do you want your wealth to do for you?”
The answer to this question may change over time, but at every stage we make sure our clients are guided by a solid strategic plan—one designed in concert with trusted advisers who know them well, understand their goals and aspirations, and are 100% committed to keeping their plans on track.
Our financial plans are customized and robust. They reflect our diverse expertise as wealth managers, accountants, business owners, and estate attorneys. We ask the right questions, evaluate the opportunities, and interpret the financial analyses. When everything is in place, we are accountable to guide our clients through implementation.
Financial Life Management
Truly effective financial planning requires a lifetime of well-informed decisions.
We help our clients balance all of life’s financial challenges. We know their financial situations nearly as well as they do, but we bring an objective, third-party perspective so decisions are not made based on emotions. Our signature suite of coordinated services saves clients time and money, as does our commitment to being proactive and thorough. Specifically:
- We regularly review our clients’ existing strategies to make sure they are, in our view, the most appropriate ones for their situations and goals, paying close attention to optimizing for effectiveness and cost-efficiency.
- We partner with other professional advisors—such as accountants, legal, and insurance professionals—to keep our clients’ financial lives appropriately coordinated and closely monitored.
- We organize, simplify, and follow through.
All of our services are fully integrated with our traditional investment management and financial planning work so that we are prepared to act as our clients’ chief wealth adviser.
Trusts and Estates
Your wealth may outlive you. An estate plan will ensure that it is protected and enjoyed exactly as you envision.
An estate plan is an important piece of a well-thought out wealth strategy. It protects you and your assets during your lifetime and establishes a clear plan for how your wealth will be shared. Our trusts and estates service is designed to make sure every client has a plan in place that accomplishes their goals and is well coordinated with all the other aspects of their financial lives.
We assist clients with:
- Wills and trusts
- Durable power of attorney
- Charitable trusts
- Estate and gift tax
- Grantor retained annuity trusts
- Residence trusts
- Special needs trusts
- Prenuptial agreements
- Estate administration
- Surviving Spouse Support
Our service is comprehensive, efficient, and cost-effective.
Estate planning is an ongoing process and should be reviewed and updated as family and financial situations change over time. With the expertise in-house, we are in the best position to proactively help our clients protect their wealth.